Insurance Laws in English

Insurance Laws Information

UAE insurance laws regulate the establishment and operation of insurance and reinsurance companies, brokers, agents, loss adjusters, and other distribution intermediaries operating in the onshore jurisdiction. Following the integration of insurance supervision into the Central Bank of the UAE, the substantive prudential and conduct framework for the sector is now administered alongside banking regulation. The legislation covers licensing categories, capital and solvency requirements, technical reserves, investments, governance, conduct of business, and policyholder protection.

The translations on this page include the federal Insurance Law and its amendments, the Health Insurance Law of relevant emirates where translated, regulations on insurance brokerage and agency, and rules on the distribution of life and savings products. The financial free zones operate separate insurance regimes through the DFSA and FSRA. For broader federal legislation see UAE laws in English.