Banking Laws in English

Central Bank's Board of Directors /)96 Regarding the Representation Offices System (UAE, Resolution No. 57/3)

UAE, Resolution of the Central Bank's Board of Directors No. (57/3/)96 Regarding the Representation Offices System

USD $46.00

Central Bank of the United Arab Emirates Financial Audit Department Assets and Liabilities as of 30 June (UAE, 2010)

UAE, Central Bank of the United Arab Emirates Financial Audit Department Assets and Liabilities as of 30 June 2010

USD $46.00

The Declaration of the Establishment of the Emirates National Bank of Dubai Company (UAE, Ministerial Resolution No. 404, 2007)

UAE Ministerial Resolution no. (404) of 2007 On the Declaration of the Establishment of the Emirates National Bank of Dubai Company

USD $46.00

Amend the Executive Reg of Bank Guarantee Issued Under Ministerial Resolution No. (218) for (UAE, Ministerial Resolution No. 373, 2001)

UAE, Ministerial Resolution No. (373) of 2004 Amend the Executive Reg of Bank Guarantee Issued under Ministerial Resolution No. (218) for 2001

USD $46.00

) On Regulations of Finance Companies Operating Under the Principles of Islamic Sharia (UAE, Board of Directors Resolution No. 165/6, 2004)

UAE, The Central Bank Board of Directors Resolution No. (165/6/2004) on Regulations of Finance Companies Operating Under the Principles of Islamic Sharia

USD $46.00

Classification of Organizations Governed by Labor Relations Law and Bank Guarantees Applicable Thereto (UAE, Cabinet Resolution No. 26, 2010)

UAE, Cabinet Resolution No. (26) of 2010 Regulating Classification of Organizations Governed by Labor Relations Law and Bank Guarantees Applicable thereto

USD $46.00

Setting the Salary and Allowances of the Deputy Government of the Central Bank of the United Arab Emirates (UAE, Federal Decree No. 61, 2008)

UAE, Federal Decree No. (61) of 2008 setting the Salary and Allowances of the Deputy Government of the Central Bank of the United Arab Emirates

USD $46.00

) Concerning the Issue of 200 Dirhams Currency Note, Reprinted with New Security Features (UAE, Board of Directors Resolution No. 176/6, 2002)

UAE Central Bank Board of Directors Resolution No. (176/6/2002) concerning the issue of 200 dirhams currency note, reprinted with New Security Features

USD $46.00

The Admendment of the Articles of Association of the Abu Dhabi Commercial Bank - Public Shareholding Company (UAE, Ministerial Decree No. 457, 2008)

UAE Ministerial Decree No. (457) of 2008 concerning the admendment of the Articles of Association of the Abu Dhabi Commercial Bank - Public Shareholding Company

USD $345.00

The Amendment of the Value of Bank Guarantee, Fees and Penalties in Respect of the Employment Agencies Recruiting Staffs to Nurseries (UAE, Cabinet Resolution No. 17, 1997)

UAE, Cabinet Resolution No. (17) of 1997 Concerning the Amendment of the Value of Bank Guarantee, Fees and Penalties in respect of the Employment Agencies Recruiting Staffs to Nurseries.

USD $46.00

Banking Laws Information

UAE banking laws are anchored in the federal statute that governs the Central Bank of the UAE and the organisation of financial institutions and activities. The legislation establishes the Central Bank's regulatory and supervisory powers, defines the categories of licensed financial activity (banking, finance, exchange, payment services, stored value facilities, insurance intermediation), and sets out the framework for licensing, capital requirements, governance, AML obligations, and resolution of distressed institutions.

The translations on this page include the federal Banking Law, the framework legislation on the Central Bank, and selected Central Bank regulations and standards on capital adequacy, liquidity, large exposures, related-party transactions, consumer protection, and outsourcing. The financial free zones — DIFC and ADGM — operate under separate prudential regimes administered by the DFSA and FSRA respectively. For broader federal legislation see UAE laws in English.

What is the current foundation of UAE banking regulation?

Federal Decree-Law No. 14 of 2018 on the Central Bank and the organisation of financial institutions, which replaced the 1980 framework. Instruments issued under the old law — circulars, resolutions, licensing decisions — remain the reference for anything that happened before 2018.

Is Islamic banking regulated separately?

It operates under the same central-bank umbrella with additional Shari'a-governance requirements, and Federal Law No. 6 of 1985 on Islamic banks was the founding text of the sector. Both conventional and Islamic institutions appear in this collection.